• $FTS as a rate modification token. What that means is a user can spend their FTS to increase their supply APY. For example, Jeff supplies BNB and is earning a base rate of 5% APY, he can spend the FTS to bump the 5% to 5.5%. On the flip side, he can spend FTS tokens to reduce his borrowing rate. If Jeff is borrowing BTCB at 7%, he can spend the FTS tokens to reduce the rate to 6.5%. The FTS used for the increase and buy-downs will be burned and taken out of circulation forever.